In a medium sized sauté pan cook down the onions until just about translucent, add the garlic and finish until both onions and garlic are translucent. About 5-7 minutes.
In a large mixing bowl add everything except the 2 tbsp of ketchup and mix until fully incorporated.
In a greased 9x5 loaf pan pour in the meat mixture and smoothen out with a rubber spatula until level. You can tap the loaf pan on the counter top a few times to help level our the loaf and remove air pockets.
Spread the 2 tbsp of ketchup evenly over the top of the loaf, bake at 375°F for 45 minutes, or until the top of the meatloaf browns. Sometimes requires an additional 10-15 minutes.45 Minute Timer